Investment Banker

Job Summary:Investment Banker

As an Investment Banker, you provide personalized financial solutions by assisting clients with daily banking needs, managing account setup and maintenance, and advising on suitable products and services.

Business Development:

  • Establish a consistent and proactive approach to SBA business growth, including:
  • Planning and coordinating calls and tracking follow-up activities
  • Making client retention calls to maintain strong relationships
  • Prospecting new clients to expand the customer base
  • Utilizing outbound calls to connect with external contacts
  • Participating in networking events to foster relationships
  • Develop and maintain a robust Center of Influence (COI) network of community and business leaders to enhance referral opportunities
  • Manage sales activities, assess credit, structure loans, prepare and submit SBA loan requests, conduct client interviews, and evaluate individual characteristics
  • Build and cultivate new business connections to support growth

Credit Acumen:

  • Demonstrates expertise in corporate credit and lending, including:
  • Designing terms and offerings aligned with business needs, asset lifecycles, and growth strategies
  • Analyzing financial statements and tax returns to assess creditworthiness and risk for individuals and businesses
  • Aligning short- and long-term credit requirements with business sales cycles and expansion plans
  • Educating clients on bank lending policies, SBA programs, and relevant regulations
  • Collaborating with attorneys, loan closers, and internal teams to ensure timely loan closure and funding
  • Balancing business objectives with customer needs while managing risk exposure
  • Following the ethical standards outlined in Seacoast Bank’s Code of Conduct
  • Providing mentorship to junior SBA lenders for professional development
  • Ensuring compliance with bank policies and regulatory frameworks, including BSA, AML, and OFAC requirements
  • Processing loan applications and collecting required applicant information while maintaining fair lending practices and ethical sales standards
  • Handling customer concerns promptly and professionally, escalating unresolved issues as appropriate

Education and Experience:

  • High school diploma or equivalent is required
  • College degree in a finance-related field is preferred
  • Minimum of five years of experience in SBA lending is desirable
  • At least 10 years of experience in business development and/or financial services
  • Excellent written, verbal, and interpersonal communication skills
  • Proficiency with desktops, laptops, tablets, smartphones, and Microsoft Office Suite
Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...